Bcbs ppo pregnancy coverage

Pregnancy is considered to be a "pre-existing condition" much like diabetes, cancer, or any other kind of health malfunction that would label me as less than perfect. I am a non-smoker, was a ...Blue Cross and Blue Shield of Louisiana P.O. Box 98029 Baton Rouge, LA 70898-9029 Electronically: • iLinkBlue • Clearinghouses Behavioral Health Claims & Authorizations Claims for dates of service on and after January 1, 2016, should be submitted to Blue Cross and Blue Shield of Louisiana for processing. Preferred Care PPO members mustImplants coverage available in our dental PPO plans with a $1,250 calendar-year benefit maximum. Orthodontic benefits are available for both children and adults. Choice of $25 or $50 deductible per member, per calendar year. Choice of a $500, $1,000 or $1,250 calendar-year benefit maximum per member.Blue Cross & Blue Shield of Nebraska offers a variety of health, dental & travel insurance plans for groups, individuals and families at an affordable rate. ... With coverage from Blue Cross and Blue Shield of Nebraska. Individual & Family Plans. Whether you need medical, dental or supplemental insurance, we have options to meet your needs and ...Once we receive your prescription, your breast pump will ship (we cannot ship your breast pump until a prescription is received from your physician). Most moms will receive their breast pump within 7 days of filling out our intake form! Please call us at 888-977-2229, email us at [email protected] or text us at 419-740-4306 if you have ...Blue Cross Blue Shield members can search for doctors, hospitals and dentists: In the United States, Puerto Rico and U.S. Virgin Islands. Outside the United States. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. The Blue Cross Blue Shield Association is an ...Arkansas Blue Cross and Blue Shield: Silver Plan HSA 1 Coverage for: Individual/Family | Plan Type: PPO 1 of 6 The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share ... If you are pregnant Office visits 20% coinsurance 40% coinsuranceArkansas Blue Cross and Blue Shield: Silver Plan 1 PPO Coverage for: Individual/Family | Plan Type: PPO 1 of 6 ... If you are pregnant Office visits 40% coinsurance 50% coinsurance Coverage for routine ultrasounds limited to 1; Cost sharing does not apply for preventive services. Depending on the type of services, aWhat this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2022 - 12/31/2022 Coverage for: All tiers │Plan Type: PPO 1 of 6. Anthem . BlueCard PPO 80 . The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost forhealth care coverage. The Plan is established by your employer and is maintained pursuant to a written document called a Plan Document. Your employer has contracted with Blue Cross Blue Shield of Arizona ("BCBSAZ") to provide certain administrative claims processing and utilization management services for this PPO benefit plan. BenefitsBy selecting below you are scheduling an initial evaluation for a new condition. If you are a current patient that has already been evaluated please contact the office directly or call 1-855-847-8821 to schedule your follow up appointments. Speech Language Pathology Occupational Therapy Physical Therapy. Cancel Submit. Find a health plan that fits your life. Individuals and families Life keeps you busy. So we make it easy to compare health plan options, get a quote, and apply online. Medicare Learn about our Medicare health plans and choose Kaiser Permanente as you transition into Medicare. Covered through your employer More companies are choosing Kaiser ... Contributions from Blue Cross (Annual salary <$70K) Individual: $1,125 Individual +1: $2,250 Family: $2,250: ... Pat needs family coverage and has an annual salary of less than $70,000. ... (PPO) Network Blue New England Deductible (HMO) Minor medical care: Deductible, then co-insurance for medical care ...Prenatal care: $1,551 (paid via our OB-GYN's payment plan) Genetic testing: $249. Midwife services during labor: $1,035. Anesthesiologist: $350. OB hospitalist and some tests I had upon admittance: $26. Two-night hospital stay: $1,821. Total: $5,032. Everyone's situation will be different.For more information about your coverage, or to get a copy of the complete terms of coverage, call 1-800-807-7310 (TTY: 1-800-842-5357) or visit us at www.premera.com. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms see the Glossary.To ensure BCBSTX members participate in the Special Beginnings Program, physicians must contact the Medical Care Management Department with notification of any pregnancy for their BCBSTX members by phone at 1-855-896-2701 or online by access the Availity® Authorizations & Referrals tool. Members may also call 1-888-421-7781 directly to enroll. If you are an Independence member, please refer to your specific benefit plan documents for the terms, conditions, limitations, and exclusions of your coverage. Benefits may vary based on the type of program (HMO, PPO, or other) as well as the benefit design selected by an employer or group (i.e., health and welfare fund, school district).Policies, Guidelines & Manuals. We're committed to supporting you in providing quality care and services to the members in our network. Here you will find information for assessing coverage options, guidelines for clinical utilization management, practice policies, the provider manual and support for delivering benefits to our members.If you are pregnant Prenatal and postnatal care No Charge 30% coinsurance -----------none ... City of New York: Empire BlueCross BlueShield PPO Coverage Period: 07/01/2016-06/30/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs PPO.If you are pregnant Prenatal and postnatal care No Charge 30% coinsurance -----------none ... City of New York: Empire BlueCross BlueShield PPO Coverage Period: 07/01/2016-06/30/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs PPO.Find an ArkansasBlue welcome center. - Select location - Fayetteville Fort Smith Hot Springs Jonesboro Little Rock, Midtown Pine Bluff Rogers Texarkana. Go. Mailing address. Arkansas Blue Cross and Blue Shield. P.O. Box 2181. Little Rock, AR 72203-2181.The Basic Plan does not include prescription drug or maternity coverage. If you rely on medications or are planning on starting a family, consider one of the other Blue Cross plans. Basic PPO Plan Features. The Basic PPO plan is a good choice for people in reasonably good health who are looking to save money on their insurance premiums. With ...ATLANTA - Blue Cross and Blue Shield of Georgia (BCBSGa) announced today the availability of telehealth visits with certified lactation consultants for all eligible State Health Benefit Plan (SHBP) members as part of the plan's existing maternity support program. The maternity support program, called Future Moms, is available for pregnant women to receive personalized support from nurse ...PPO stands for Participating Provider Organization. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician (PCP) or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.Highmark Blue Cross Blue Shield is an independent corporation operating under licenses from the Blue Cross and Blue Shield Association. 1 of 10 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2022 - 12/31/2022 Highmark Blue Cross Blue Shield: my Blue Access PPO Gold 0 Coverage for: Individual/Family Plan Type: PPOdoes blue cross blue shield mn cover shingles vaccine. on which object has the greatest momentum? virginia concealed carry permit renewal application ... PPO stands for Participating Provider Organization. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician (PCP) or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.PPO . The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. ... Maternity care may include tests and services described elsewhere in the SBC (e.g. ultrasound). ... Blue Cross Blue Shield of Michigan, Conference CoordinationUnit, P.O. Box 2 456, Detroit, MI 48231-2459. ...the quality selection criteria includes general facility structure metrics and patient outcome metrics that are specific to maternity care. for measure reliability, the outcome measures must have sufficient denominator volume of equal to or greater than 11 cases. the denominator for the pc-01 early elective delivery metric is specific to patients …The Pregnancy Care Incentive Program offers expectant mothers support and rewards during each stage of pregnancy. You could be eligible* to earn a free Pregnancy Care Box packed with items you can use during and after pregnancy—and $75 in wellness rewards. *You must be 18 or older on a Standard or Basic Option plan to earn this reward. Members can access BlueCard PPO network doctors and hospitals several ways. Members can access information about network providers, including directions to their location with the National Doctor and Hospital Finder. Members can also call the BlueCard Access Line at 1-800-810-BLUE (2583) to access PPO providers.ATLANTA - Blue Cross and Blue Shield of Georgia (BCBSGa) announced today the availability of telehealth visits with certified lactation consultants for all eligible State Health Benefit Plan (SHBP) members as part of the plan's existing maternity support program. The maternity support program, called Future Moms, is available for pregnant women to receive personalized support from nurse ...Anthem Blue Cross: Lawrence Livermore National Security: PPO Plan (Contract Codes QD80) Coverage for: Individual + Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services.Welcome to Blue Shield and Covered California. ... check_circle Free or affordable pregnancy coverage. Continue. SLS net premium: $ Total Subsidy: $ Members going to cca: ... You may also call Blue Shield at (855) 836-9705 (PPO), (844) 250-2878 (HMO) or Covered California at (800) 300-1506.The Pregnancy Care Incentive Program offers expectant mothers support and rewards during each stage of pregnancy. You could be eligible* to earn a free Pregnancy Care Box packed with items you can use during and after pregnancy—and $75 in wellness rewards. *You must be 18 or older on a Standard or Basic Option plan to earn this reward. Centers for Maternity Care. Blue Distinction ® Centers and Blue Distinction ® Centers+ for Maternity Care demonstrate expertise and a commitment to quality care for vaginal and cesarean section deliveries. These centers demonstrate better overall patient satisfaction and a lower percentage of early elective deliveries.Fish High in Mercury. The USDA and FDA recommend that pregnant and breastfeeding moms stay away from shark, swordfish, king mackerel and tilefish due to higher mercury levels. Mercury is a common water pollutant that can be toxic — especially for infants and children. High exposures to mercury can affect your baby's central nervous system ...If you are an Independence member, please refer to your specific benefit plan documents for the terms, conditions, limitations, and exclusions of your coverage. Benefits may vary based on the type of program (HMO, PPO, or other) as well as the benefit design selected by an employer or group (i.e., health and welfare fund, school district).A summary of benefits and coverage explains things like what a health insurance plan covers, what it doesn't cover, and what your share of costs will be. These documents also show your estimated costs for two sample medical events: having a baby and managing diabetes. The examples are meant to help you understand what you might pay, and compare ...Coverage details. There's no one-size-fits-all when it comes to health insurance. Everyone is different and has different needs. Wellmark understands that so we make it easy to understand your coverage.Blue Cross and Blue Shield Service Benefit Plan: Standard Option Coverage for: Self Only, Self Plus One or Self and Family | Plan Type: PPO 1 of 8 The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services.With our maternity support program, Healthy Blue Beginnings, our nurses will provide you with information and support throughout your pregnancy, to help keep you and your baby healthy. Best of all, it's available at no extra cost to you. How to enroll? Our nurses are here to help. Call 1-800-363-9159 Press 1 Download the Brochure CoffectiveIf you are an Independence member, please refer to your specific benefit plan documents for the terms, conditions, limitations, and exclusions of your coverage. Benefits may vary based on the type of program (HMO, PPO, or other) as well as the benefit design selected by an employer or group (i.e., health and welfare fund, school district).Anthem Blue Cross: PORAC Prudent Buyer PPO Plan Coverage for: Individual + Family | Plan Type: PPO . The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services. BCBS Best Choice PPO 2017 BCBS Blue Choice PPO Federal Benefit Categories and State Mandates l ... maternity care √ √ Will cover 48-hour hospital stay for uncomplicated vaginal delivery and 96-hour hospital stay for uncomplicated caesarean section. TX Maternity Minimum Stay (ifA medical out-of-pocket maximum is the most you pay for expenses in a plan year. This plan has an out-of-pocket maximum of $3,100 per member ($6,200 per family) for in-network services and $6,000 per member ($12,000 per family) for out-of-network services. A separate out-of-pocket maximum applies to prescription drugs. ( see Prescription Coverage)Third Party Website Icon: Please be aware when you are on the Blue Cross and Blue Shield of Minnesota (Blue Cross) website and see this Third Party Website icon, you will be connected to a third party site, whether via links provided by Blue Cross or otherwise, and you will be subject to the privacy policies of the third party sites.For generations, Blue Cross Blue Shield of Florida has been providing dependable, affordable health insurance to Floridians. That’s year after year of consistently delivering quality benefits at competitive prices. There’s a reason why they’re the most trusted name in health insurance and the one company we recommend most to our customers. Get dedicated maternity support. Call Team Blue to connect with a maternity nurse care manager, and get instant answers at no cost, Mon. to Fri. 8:30AM to 4:30PM ET. Call 1-800-392-0098.To ensure BCBSTX members participate in the Special Beginnings Program, physicians must contact the Medical Care Management Department with notification of any pregnancy for their BCBSTX members by phone at 1-855-896-2701 or online by access the Availity® Authorizations & Referrals tool. Members may also call 1-888-421-7781 directly to enroll. By selecting below you are scheduling an initial evaluation for a new condition. If you are a current patient that has already been evaluated please contact the office directly or call 1-855-847-8821 to schedule your follow up appointments. Speech Language Pathology Occupational Therapy Physical Therapy. Cancel Submit. Excellus BCBS2021209U100116 Summary of Benefits and Coverage: What this Plan Covers &What You Pay for Covered Services Coverage Period: 01/01/2022 -12/31/2022 Blue Cross and Blue Shield of North Carolina: Blue Advantage Silver L$0 Deductible-3 Coverage for: Individual +Family Plan Type: PPO B0008135 1of 8 The Summary of Benefits and Coverage (SBC) document will help you choose ahealth plan .The SBC shows ...For Blue Cross and Blue Shield of Montana, health care is deeply personal. It's also inherently local - like us. With nearly 600 Montana-based employees, we serve more than 300,000 Montanans, including our friends, neighbors, and our very own families.PPO stands for Participating Provider Organization. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician (PCP) or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.2021209U100116 Summary of Benefits and Coverage: What this Plan Covers &What You Pay for Covered Services Coverage Period: 01/01/2022 -12/31/2022 Blue Cross and Blue Shield of North Carolina: Blue Advantage Silver L$0 Deductible-3 Coverage for: Individual +Family Plan Type: PPO B0008135 1of 8 The Summary of Benefits and Coverage (SBC) document will help you choose ahealth plan .The SBC shows ...If you are pregnant Prenatal and postnatal care No Charge 30% coinsurance -----------none ... City of New York: Empire BlueCross BlueShield PPO Coverage Period: 07/01/2016-06/30/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs PPO.Blue Cross of Idaho Healthcare Coverage. The information below outlines marketed and active policy types. ... Health savings account (HSA) plans work with a health savings account and are paired with applicable PPO and POS products. Blue Cross Blue Shield Service Benefit Plan ... Wrap - Level 3 (home nursing visits, maternity care, physical ...does blue cross blue shield mn cover shingles vaccine. on which object has the greatest momentum? virginia concealed carry permit renewal application ... Highmark Blue Cross Blue Shield: Major Events Blue PPO, a Community Blue Plan 7900 Coverage for: Individual/Family Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the would ... Maternity care may include tests andBlue Cross NC offers individual and family, Medicare, vision, and dental insurance plan options. ... Prescription coverage 5; Dental and vision allowances 6; ... Source: Blue Cross NC Provider Internal Data; based on Blue Cross NC's PPO Network as of July 26, 2021. Note: Not all plans are available in all areas. 4.PPO The PPO plan from Blue Cross and Blue Shield of Illinois (BCBSIL) gives you freedom of choice, flexibility, a broad range of benefit options and access to a large provider network. ... When you choose Blue Cross and Blue Shield coverage, you get an affordable health care benefit plan and the ... Healthy Expectations helps pregnant members ...The Pregnancy Care Incentive Program offers expectant mothers support and rewards during each stage of pregnancy. You could be eligible* to earn a free Pregnancy Care Box packed with items you can use during and after pregnancy—and $75 in wellness rewards. *You must be 18 or older on a Standard or Basic Option plan to earn this reward.Blue Cross NC offers individual and family, Medicare, vision, and dental insurance plan options. ... Prescription coverage 5; Dental and vision allowances 6; ... Source: Blue Cross NC Provider Internal Data; based on Blue Cross NC's PPO Network as of July 26, 2021. Note: Not all plans are available in all areas. 4.70/30 PPO Plan Overview. The 70/30 PPO Plan is a Preferred Provider Organization (PPO) plan administered by Blue Cross and Blue Shield of North Carolina (Blue Cross NC). A PPO plan offers: freedom of choice among in-network providers and lower out-of-pocket costs (copay only for most in-network office visits) strong emphasis on preventive health.Bethany says her Michigan-based insurer, ASR Health Benefits, said her mother's health insurance plan doesn't cover maternity care for adult dependents and only paid a portion, about $1,000 ...Blue Cross Blue Shield Illinois 4.7 (improved position of 2 and up from 8.1 in December) CIGNA 11.8 (improving the position of 3 and down from 10.7 in December) Blue Cross Blue Shield New Jersey 12.4 (improving the position of 4, compared to 13.9 inDecember) Aetna 14.1 (improving the position of 5, compared with 14.8 in December)You will also need to meet a separate out-of-network deductible. However, eligible emergency care is always covered, even out-of-network. The PPO plan includes global emergency and urgent care coverage* 24 hours a day, seven days a week.Blue Cross Blue Shield study shows national trend toward higher childbirth complication rates for Black and Hispanic women. ... Be sure to check your coverage manual to find out if you must go to a Blue Distinction Center for certain procedures to be covered. Continue to new site Cancel.BlueEdge SM Benefits. BlueEdge. Benefits. BlueEdge gives your employees freedom of choice, flexibility, a broad range of benefits and the largest contracting provider network in Illinois. Across the country, PPO networks are linked through the BlueCard ® PPO program so it should be easy for employees to find a doctor or hospital when traveling ...Wears Glasses (GL) Wears Contact Lenses (CL): Hours/day on Computer Had Punctal Plugs in Past Full-time Soft : Symptoms from Comp. Use Medicare Advantage PPO Members, we automatically approve up to 12 dates of service per discipline within 30 consecutive days. For EPO members, we automatically approve up to 12 days of service across all disciplines within 30 consecutive days. o Maternity discharges. Prior authorization for an initial home health care visit for early maternity Services not within the scope of the physician's, provider's, or hospital's licensure. Services for any person who is not covered under the plan when the services are rendered. Services or supplies given to you by anyone related to you by blood, marriage, or adoption, or who ordinarily lives with you. Surrogate pregnancy (any form of ...Coverage for voluntary abortion (not medically necessary) is provided to members under select Medicare Plus Blue Group PPO plans regardless of the circumstances that led to the pregnancy or the conditions related to the abortion. Conditions for payment The table below specifies payment conditions for voluntary abortion. Conditions for paymentClick Here for a confidential benefits check or call (866) 578-7471 to speak to a addiction specialist. Blue Cross Blue Shield has been providing millions of people with insurance coverage for over 80 years. This company is committed to high quality medical care and this also includes mental health and substance abuse coverage.Service Benefit Plan members who are pregnant and/or nursing are eligible to receive one breast pump kit per calendar year by logging in to your MyBlue account and ordering the kits online or by calling 1-800-411-BLUE (2583). You can choose from a selection of breast pumps and accompanying milk storage bags. Order a Free Breast PumpBlue Cross Blue Shield study shows national trend toward higher childbirth complication rates for Black and Hispanic women. ... Be sure to check your coverage manual to find out if you must go to a Blue Distinction Center for certain procedures to be covered. Continue to new site Cancel.May 21, 2022 · NCQA rating: 2.5 to 4.0 stars. According to the National Committee for Quality Assurance, satisfaction ratings for UnitedHealthcare’s Medicare Advantage PPO and HMO plans (most of which include drug coverage) range from 2.5 – 4.0 stars. The higher-rated plans are accredited through NCQA. Consumer Affairs rating: 3.5. Getting pregnant and starting a family - or expanding one - is an exciting time, but it can also raise a lot of questions. Learn more about what your insurance plan offers in regards to pregnancy care, including the Aetna Maternity Program and free text messages to keep you and your baby healthy, and get other information to help you during and after your pregnancy.Blue Cross provides certain services on behalf of MCSC through an administrative-service-only contract. Your benefits are not insured with Blue Cross but will be paid from funds administered by MCSC. Blue Cross is committed to providing you with excellent value and quality service and we want you to understand your health coverage.Find important information on Independence Blue Cross (Independence) policies and guidelines that best apply to you. If you have additional questions and need assistance, please call our support team at 1-888-475-6206. Jump to: Benefits that require preapproval. Specialty medical benefit drugs requiring precertification. Inpatient hospital stays.BlueEdge SM Benefits. BlueEdge. Benefits. BlueEdge gives your employees freedom of choice, flexibility, a broad range of benefits and the largest contracting provider network in Illinois. Across the country, PPO networks are linked through the BlueCard ® PPO program so it should be easy for employees to find a doctor or hospital when traveling ...The Pregnancy Care Incentive Program offers expectant mothers support and rewards during each stage of pregnancy. You could be eligible* to earn a free Pregnancy Care Box packed with items you can use during and after pregnancy—and $75 in wellness rewards. *You must be 18 or older on a Standard or Basic Option plan to earn this reward. The Basic Plan does not include prescription drug or maternity coverage. If you rely on medications or are planning on starting a family, consider one of the other Blue Cross plans. Basic PPO Plan Features. The Basic PPO plan is a good choice for people in reasonably good health who are looking to save money on their insurance premiums. With ...Summary of Benefits and Coverage: ... 01/01/2022 - 12/31/2022 Blue CareElect with HCCS: (BCBS PPO) Boston University Coverage for: Individual and Family | Plan Type: PPO Tiered The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. ... If you are pregnant networkOffice visits prenatal care; No charge No charge ...Jun 16, 2022 · The USDA and FDA recommend that pregnant and breastfeeding moms stay away from shark, swordfish, king mackerel and tilefish due to higher mercury levels. Mercury is a common water pollutant that can be toxic — especially for infants and children. High exposures to mercury can affect your baby’s central nervous system and cause delays or ... Blue Cross PPO: 3.5 Overall. Customer Satisfaction: 2.0. Prevention: 3.0. Satisfaction: 3.0. As we noted here earlier, while the overall quality and reputation of any health plan provider is critical, the final decision of which company - and plan - to choose rests on far more than this. This is why we strongly recommend making use of a ...CA/L/A/PORACPrudentBuyer -PPO/NA/9TUBJ/NA/01-21 Page 1 of 10 authSummary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2021–12/31/2021 Anthem Blue Cross: PORAC Prudent Buyer PPO Plan Coverage for: Individual + Family | Plan Type: PPO Blue Cross Blue Shield members can search for doctors, hospitals and dentists: In the United States, Puerto Rico and U.S. Virgin Islands. Outside the United States. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. The Blue Cross Blue Shield Association is an ...PPO stands for Participating Provider Organization. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician (PCP) or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.When it comes to getting maternity coverage in Pennsylvania's individual health insurance market it is tough to beat Highmark Blue Cross Blue Shield. Although most plans offered through your employer will pay for the costs associated with having a baby, things change when you have to purchase a policy as an individual.Here is a quick overview of the two plans (Note: All of the figures below are for in-network coverage for an employee and spouse): High-Deductible Health Plan (HDHP) Preferred Provider Organization (PPO) Deductible. $3,000. Individual: $700. Employee + Spouse: $1,400. 10l_1ttl